Investing is the job of investors — is receiving a salary the job of salaried employees, or what?
SalarymanEstator
Many people may not care about finance and investing because it seems difficult and far removed from their lives something like... "Sounds good, but it’s not for me. I’m comfortable living like this already."
There’s nothing wrong with this way of thinking — I was one of those people who used to believe it. It was a deeply held belief and I never thought of changing my perspective, until I discovered certain truths. Once we start working for a while and grow older, there will be people we want to take better care of (including ourselves), so we start thinking: when we get older, we must not struggle; the people we love must have enough to eat and spend; we should be able to eat whatever we want and go wherever we want.
So how much money do we need to avoid struggling? Only when sitting down to think about it did I discover that "The money we save from working until retirement is generally only enough for no more than 10 years!!!" And what will we do after that? If you already have the answer to this question, congratulations — but I couldn’t find an answer for myself, and I kept trying and failing to find one. Until I found the light: if we know how to make money from money, there’s nothing to fear anymore. Most importantly, we work hard for money, so why do we think that money management and investing are not for us?
After much trial and error, I am confident that... investing is not just for a particular group of people called investors, but for anyone who loves making money from money. There are many types of investments suitable for salaried employees, and they can certainly serve as a financial solution for us.
So what should salaried workers invest in? Er... this would take a long discussion. I'll write about it in upcoming articles. I've written so much, but I simply want to tell you that investing is like a modern pension — one that pays according to how prepared you are.
Whoever starts first has the advantage! Whoever knows more has the advantage! The more time you invest now, the less time you'll need in the future. If you still have no answer to the question of what you'll live on 10 years after leaving the company, I want you to look at investing.
Trust me, these days investing is a close-to-home matter. Everyone can do it. You just need to like it and give it time. You can start immediately, but don't rush to put in money — invest your time and commitment first.
There is plenty of free knowledge out there, and I will certainly keep sharing useful knowledge on my page.
May all salaried workers enjoy investing.
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